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Return To Bankruptcy Article Archive   Get Rid of Bankruptcy And Repossessions From Your Credit Report By Taylor Lenard Blatantly displayed bankruptcies and repossessions can force back your credit score by several hundred points. A bankruptcy report stays on in your credit report for 10 years and repossessions can be stated for up to seven years. To get rid of these two pesky items in your credit report, you will need to verify that these statements are no longer valid. A bankruptcy claim and repossessions appear in your credit report even after they are settled because although the creditors have wiped off your debts, the credit bureau still had those records with them. You can dispute the bankruptcy statement and make arrangements for a complete settlement of your loan in case of repossessions. To get either of these bad credit alerts removed from your credit report would either cost you a lot of money or a lot of time. You can arrange for disputes to be handled by a lawyer by paying high fees or you can do it yourself by following some effective steps. First, put together a folder containing your driver's license, social security card and Schedule F (schedule of debts from your bankruptcy petition). Make three copies of these documents, one each per major credit bureau. Proceed to dispute resolution by contacting the bureaus via postal mail. While all of the three bureaus provide dispute resolution online and via telephone, it's best to get everything in writing, hence the recommendation to opt for written mail. Send a copy to the proper address, including a request describing how each creditor listed as active in your credit report was in fact included in your petition and therefore, should be removed from your current credit report. If You Can Read and Write at The 5th Grade Level I Can Show You How to Raise Your Credit Score Up to 249 Points in 90 Days! Raise Your Credit Score Now is the place to visit. keywords: bankruptcy | repossessions | credit score | free credit report | increase credit score | credit Debt Settlement Attorney

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